Naples Fl Homes for sale » Naples Fl Homes for sale http://www.loribender.com/blog Everything you need to know about naples homes for sale,marco island houses,condos, real estate, subdivisions,collier county, relocation, downing-frye realty inc Mon, 16 Aug 2010 13:15:13 +0000 http://wordpress.org/?v=2.8.4 en hourly 1 More on Market Timing http://www.loribender.com/blog/naples-fl-homes-for-sale/more-on-market-timing/ http://www.loribender.com/blog/naples-fl-homes-for-sale/more-on-market-timing/#comments Mon, 16 Aug 2010 13:15:13 +0000 Lori Bender http://www.loribender.com/blog/?p=32 You can never consistently buy at the best time.  It’s OK to miss the first part of a housing  recovery, just don’t miss the second part of it.  Those that came late to the last real estate run up, got caught in the end paying top dollar for their real estate investment when the bubble burst.  Those are the property owners that are ‘under water’ now. 

In the Naples, FL, area, great real estate deals are being made everyday right now and this may go on for quite awhile yet.  It does seem as though prices have stabilized in some of the Naples residential areas, such as Lake Park, and that should tell anyone that prices on the rise are opportunities being missed.  If you wait for a definite indication that things have turned around, you will have missed out on a good amount of appreciation already.  Remember, your money is made on ‘the buy’ in real estate.  Appreciation is an additional benefit.

It’s always hard to pay an extra $20,000 for a house you could have purchased a year ago–but don’t wait till it costs another $100,000 to buy a similar house or you will be caught, once again, buying at the top of the market.  You have to have more insight and courage than that to be a successful real estate investor.

There are a handful of fabulous single family homes priced under $300,000 that should be closer to $700,000 available right now.  If anyone is interested in more info about these homes, please e-mail me right away.  You are not the only investor looking to buy in this area.  There is great competition for deals in Naples, Florida.  If you don’t know why, have you ever seen this town?

It’s gorgeous!

Share/Bookmark ]]> http://www.loribender.com/blog/naples-fl-homes-for-sale/more-on-market-timing/feed/ 0 Short Sale and Foreclosure Update in Naples Area http://www.loribender.com/blog/naples-fl-homes-for-sale/short-sale-and-foreclosure-update-in-naples-area/ http://www.loribender.com/blog/naples-fl-homes-for-sale/short-sale-and-foreclosure-update-in-naples-area/#comments Tue, 10 Aug 2010 13:31:56 +0000 Lori Bender http://www.loribender.com/blog/naples-fl-homes-for-sale/short-sale-and-foreclosure-update-in-naples-area/ Market timing is critical in real estate investing. If you buy at the top of the market, you’re likely to be underwater even in the most up and coming areas. Obviously, most of the country is sitting with their feet in the water these days. On the flip side, where there is water, there is also opportunity.
There is strong indication that we are currently at or close to the bottom of the market in southwest Florida. If you buy near the bottom of the market, almost any property will make you money. CNN and Forbes have kept a steady stream of investors coming to the Naples area to spend their money with continuing articles about our areas real estate being under valued.
Our foreclosures are actually being snapped up at a good rate compared to other areas of the country where languishing foreclosed properties are sitting on the market and turning once nice areas into blighted neighborhoods. Often, there are multiple offers on short sales and bidding wars on foreclosures. Investors are having to bring in strong offers. Things could be worse.

Share/Bookmark ]]> http://www.loribender.com/blog/naples-fl-homes-for-sale/short-sale-and-foreclosure-update-in-naples-area/feed/ 0 Most Lenders Require That You Use A Real Estate Agent To Do A Short Sale http://www.loribender.com/blog/naples-fl-homes-for-sale/most-lenders-require-that-you-use-a-real-estate-agent-to-do-a-short-sale/ http://www.loribender.com/blog/naples-fl-homes-for-sale/most-lenders-require-that-you-use-a-real-estate-agent-to-do-a-short-sale/#comments Wed, 04 Aug 2010 17:11:45 +0000 Lori Bender http://www.loribender.com/blog/naples-fl-homes-for-sale/most-lenders-require-that-you-use-a-real-estate-agent-to-do-a-short-sale/ Because of the complexity of short sales, most lenders will require that a real estate agent be involved in this process. They are so overwhelmed with bad mortgages at the current time that lenders are looking to utilize the real estate agent industry as an extension of their staff in order to complete more property transfers faster. That is to your advantage. A real estate agent experienced in short sales will more effectively get the job done for you.

Share/Bookmark ]]> http://www.loribender.com/blog/naples-fl-homes-for-sale/most-lenders-require-that-you-use-a-real-estate-agent-to-do-a-short-sale/feed/ 0 You Are Not Alone! http://www.loribender.com/blog/naples-fl-homes-for-sale/you-are-not-alone/ http://www.loribender.com/blog/naples-fl-homes-for-sale/you-are-not-alone/#comments Tue, 03 Aug 2010 14:46:43 +0000 Lori Bender http://www.loribender.com/blog/naples-fl-homes-for-sale/you-are-not-alone/ The current U.S. housing marketing and financial crisis have caused tremendous stress and heartache for families across America. If you or someone you know is among the millions today affected by the prospect of foreclosure, understand that you are not alone.
One out of seven mortgages is not being paid and is in default. Sub-prime mortgages that were very popular in Florida, Arizona and Nevada currently have an even higher default rate of four out of ten. Across America, twenty-five percent of all mortgages are “under water”. That means that the homeowner owes more to his lender than the home is currently worth.
We are still in a very difficult real estate market, and many of our southwest Florida neighbors continue to anguish over the inability to pay their mortgages and/or sell their homes. There is good news in that there have recently been more new government programs created to help homeowners in real estate distress than ever before in history.

Share/Bookmark ]]> http://www.loribender.com/blog/naples-fl-homes-for-sale/you-are-not-alone/feed/ 0 Foreclosure Alternatives http://www.loribender.com/blog/naples-fl-homes-for-sale/foreclosure-alternatives/ http://www.loribender.com/blog/naples-fl-homes-for-sale/foreclosure-alternatives/#comments Fri, 30 Jul 2010 18:12:09 +0000 Lori Bender http://www.loribender.com/blog/naples-fl-homes-for-sale/foreclosure-alternatives/ The prospect of foreclosure can be financially and emotionally devastating. Often homeowners proceed without guidance of any kind. Seven out of ten homeowners in distress simply allow their property to be foreclosed on without ever making an inquiry into what their options may be. The rest will reach out for help and call their agent and the agent tells them, ‘I can’t help you—you have no equity in your home.” Then they call their lender and the lender says, “We can’t help you—you have no equity in your home.” And that is where the investigation into what their options are dies.
Truth is that there are currently over 14 different programs available to homeowners to help alleviate their current real estate crisis. Even more are being added over the next few months, such as a FHA home modification and short sale plan being rolled out sometime in August 2010. It is difficult for the average homeowner to find out what their options are and even more difficult to understand which of these programs they may qualify for.
For the majority of homeowners in distress, a short sale is the best answer for them. To assist the housing crisis across America, our government is offering tremendous incentives to lenders to cooperate with short sale transactions. Simply put, in most cases a short sale is now cheaper for a lender to complete than a foreclosure. Combine that with the incentives they receive from the government at this time, and you can begin to see why short sales are currently ‘all the rage’. Lender cooperation with short sales has increased dramatically and they have ramped up their default departments to get these transactions done quicker.

Share/Bookmark ]]> http://www.loribender.com/blog/naples-fl-homes-for-sale/foreclosure-alternatives/feed/ 0 Lori Bender Earns Prestigious Designation to help Homeowners in Danger of Foreclosure http://www.loribender.com/blog/naples-fl-homes-for-sale/lori-bender-earns-prestidious-designation-to-help-homeowners-in-danger-of-foreclosure/ http://www.loribender.com/blog/naples-fl-homes-for-sale/lori-bender-earns-prestidious-designation-to-help-homeowners-in-danger-of-foreclosure/#comments Wed, 02 Jun 2010 22:12:09 +0000 Lori Bender http://www.loribender.com/blog/naples-fl-homes-for-sale/lori-bender-earns-prestidious-designation-to-help-homeowners-in-danger-of-foreclosure/ Naples, FL – June, 2, 2010 – Lori Bender of Independent Brokers Realty in Naples, FL, has earned the prestigious Certified Distressed Property Expert (CDPE) designation, having completed extensive training in foreclosure avoidance, with a particular emphasis on short sales. At a time when millions of homeowners are struggling with the possibility of foreclosure, the skills and education accumulated by Bender will help benefit Naples-area residents and communities.

Short sales allow the distressed homeowner to repay the mortgage at the price that the home sells for, even it it is lower than what is owed on the property. With plummeting property values, this can save many people from foreclosure and even bankruptcy. More and more lenders are willing to consider short sales because they are much less costly than foreclosures.

“The CDPE designation has been invaluable as I work with homeowners and lenders on complicated short sales,” said Bender. “It is so rewarding to be able to help families save their homes from foreclosure.”

CDPE experts better understand market conditions than the average agent, and can help sellers through the complications of foreclosure avoidance. And when banks see paperwork coming across their desk with the CDPE logo on it, they know these packages are complete, done by knowledgeable professionals, and are more likely to quickly approve that short sale package over another.

For more information, contact Lori Bender, CDPE, at (239) 234-0387, www.loribender.com, or at e-mail: lori@loribender.com

Share/Bookmark ]]> http://www.loribender.com/blog/naples-fl-homes-for-sale/lori-bender-earns-prestidious-designation-to-help-homeowners-in-danger-of-foreclosure/feed/ 3 Naples Florida http://www.loribender.com/blog/naples-fl-homes-for-sale/naples-florida/ http://www.loribender.com/blog/naples-fl-homes-for-sale/naples-florida/#comments Thu, 25 Feb 2010 18:24:29 +0000 admin http://www.loribender.com/blog/?p=12 Retiring to Florida doesn’t have to necessarily mean taking up residence in a bland community where there is nothing to do. Seize the day and add Naples to your list of ideal places to retire in Florida.

The current mortgage crisis has created never-to-be-repeated opportunities to once again grab the chance of retiring to this lovely area. The video below highlights some of the reasons why you want to be here too.

Share/Bookmark ]]> http://www.loribender.com/blog/naples-fl-homes-for-sale/naples-florida/feed/ 1 Naples Florida Current Real Estate Market http://www.loribender.com/blog/naples-fl-homes-for-sale/naples-florida-current-real-estate-market/ http://www.loribender.com/blog/naples-fl-homes-for-sale/naples-florida-current-real-estate-market/#comments Tue, 23 Feb 2010 23:34:07 +0000 Lori Bender http://www.loribender.com/blog/uncategorized/naples-florida-current-real-estate-market/ This is a reprint of an article that I thought you might find very interesting:

America’s most overvalued cities
By Les Christie, staff writer for CNN
NEW YORK (CNNMoney.com) — Don’t say we didn’t warn you.

In January 2006, CNNMoney published a ranking of 299 U.S. housing markets, showing where home prices were most overvalued. Little was undervalued: Real estate was white-hot and prices were at or near what later proved to be their tops.

A total of 213 cities were overpriced, and Naples, Fla., was deemed the most insane, with 84% of homes valued over a fair market price, according to statistics compiled by National City Corp. and IHS Global Insight.

That finding so rankled the Naples Chamber of Commerce and area real estate agents that they hired economists to dispute the evaluation, according to Richard DeKaser, the real estate consultant who engineered the report for National City.

What a difference four years makes.

Today, Naples real estate sells at a 29% discount and the median home price is just $165,500, down from more than $390,000, according to the newly released 2010 report compiled by IHS Global Insight and PNC Financial Services (PNC, Fortune 500) (which bought National City).

Nationwide, just 87 markets are considered overvalued, and Naples is now the 15th most undervalued area. Nearly all markets — 242 of 330 — are considered priced below fair market.

Share/Bookmark ]]> http://www.loribender.com/blog/naples-fl-homes-for-sale/naples-florida-current-real-estate-market/feed/ 0 Naples Fl Listings http://www.loribender.com/blog/naples-fl-homes-for-sale/6/ http://www.loribender.com/blog/naples-fl-homes-for-sale/6/#comments Wed, 23 Dec 2009 00:06:04 +0000 admin http://www.loribender.com/blog/uncategorized/6/ Naples Listings

Share/Bookmark ]]> http://www.loribender.com/blog/naples-fl-homes-for-sale/6/feed/ 1 Hello world! http://www.loribender.com/blog/naples-fl-homes-for-sale/hello-world/ http://www.loribender.com/blog/naples-fl-homes-for-sale/hello-world/#comments Sat, 19 Dec 2009 14:48:02 +0000 admin http://www.loribender.com/blog/?p=1 Any discussion of high profile, residential real estate would be incomplete without mentioning Lori Bender and her talented support team. But what makes her different?

Testimonials “My clients appreciate the fact that I am a seasoned negotiator and have a thorough knowledge of contracting. They know that I can handle challenging real estate transactions and have a proven history of resolving serious buyer and seller issues. When a problem pops up (and it often does), 99.9% of the time I know what the solution is. As you know, that level of knowledge can only be gained through experience — by being immersed in the real estate profession for many years and through thousands of transactions.” Lori’s more than 20 years as a real estate Broker and working full-time handling the purchase and sale of luxury homes (plus the expertise and talent of her superior support team), means that her clients receive service that is said to be unparalleled in the Naples and Marco Island real estate markets. Her clients enjoy best-in-industry service, state-of-the-art marketing, and the most pleasant real estate experience of their life. But you want to know something personal about Lori, right? Okay, here it is… A few years ago I was lucky enough to be privileged with being the main caregiver for two seniors in my life. Many of you share that experience with me. With all its challenges, that journey encouraged me to write a book about caring for the elderly at home. If you would like to know more about that, go to:www.CaringForTheElderlyAtHome.com When looking to join a real estate company in the Naples area, there was no question that Lori was going to the best. That was Downing-Frye Realty. The Downing-Frye name has been a part of Naples since the early 1960’s. With over 600 agents, it is the largest in the area. Every year since 2003, Downing-Frye has been voted Best Real Estate company by the Naples Daily News readers. This means a lot. Downing-Frye has earned the respect of the community and works hard to maintain it.

When looking to join a real estate company in the Naples area, there was no question that Lori was going to the best. That was Downing-Frye Realty. The Downing-Frye name has been a part of Naples since the early 1960’s. With over 600 agents, it is the largest in the area. Every year since 2003, Downing-Frye has been voted Best Real Estate company by the Naples Daily News readers. This means a lot. Downing-Frye has earned the respect of the community and works hard to maintain it.

Lori Bender REALTOR®
Downing-Frye Realty,INC.
3411 Tamiami Trail
Naples Fla-34103
Cell-239-234-0387
Fax-239-304-9918
E-mail me
http://www.loribender.com

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